OneStack
The Short Story
Digital Transformation for Cooperative Banks
Founded : 2019
Location : Mumbai
Partnered : 2025
Website : https://onestack.in//
The Long Story
Problem
India’s cooperative banks serve over 230 million people but struggle with outdated systems, fragmented service providers, and manual processes. Regulatory pressure from the RBI highlights their urgent need for affordable, comprehensive digital solutions.
Idea
Onestack aims to bridge the technology gap for cooperative banks, offering an affordable, scalable, end-to-end platform. Founders Amit Kapoor and Vishal Gupta envisioned a solution to modernize operations, improve compliance, and enhance customer engagement.
Solution
Onestack offers UPI integration, core banking, mobile banking, BBPS, NPCI switches, and multilingual soundboxes. This step-by-step model allows banks to adopt digital services gradually, improving compliance, efficiency, and customer satisfaction for making digital banking accessible nationwide.
